January 1, 2027 – December 31, 2027

For more information about Domestic Partner (DP) rates, view the 2027 Domestic Partner After-Tax Contributions and Imputed Income resource. 

Medical (monthly)

  Total CostEmployer CostEmployee Cost
Cigna PPO   
 Employee Only$1,334.26$1,112.26$222.00
 Employee and Spouse$2,935.39$2,363.39$572.00
 Employee and Child(ren)$2,401.67$1,929.67$472.00
 Employee and Family$4,136.22$3,370.22$766.00
  Total CostEmployer CostEmployee Cost
Cigna HDHP   
 Employee Only$1,102.31$993.31$109.00
 Employee and Spouse$2,425.06$2,112.06 $313.00
 Employee and Child(ren)$1,984.16$1,753.16 $231.00
 Employee and Family$3,417.16$3,017.16$400.00
  Total CostEmployer CostEmployee Cost
Kaiser HMO*   
 Employee Only$835.18$688.18$147.00
 Employee and Spouse$1,670.36$1,265.36$405.00
 Employee and Child(ren)$1,837.40$1,526.40 $311.00
 Employee and Family$2,505.54$1,962.54$543.00

*Kaiser HMO is available in California, Colorado, Georgia, Maryland, Oregon, Virginia, Washington, and Washington, D.C.

Cigna PPO
Employee Only
Total Cost$1,334.26
Employer Cost$1,112.26
Employee Cost$222.00
 
Employee and Spouse
Total Cost$2,935.39
Employer Cost$2,363.39
Employee Cost$572.00
 
Employee and Child(ren)
Total Cost$2,401.67
Employer Cost$1,929.67
Employee Cost$472.00
 
Employee and Family
Total Cost$4,136.22
Employer Cost$3,370.22
Employee Cost$766.00
Cigna HDHP
Employee Only
Total Cost$1,102.31
Employer Cost$993.31
Employee Cost$109.00
 
Employee and Spouse
Total Cost$2,425.06
Employer Cost$2,112.06
Employee Cost$313.00
 
Employee and Child(ren)
Total Cost$1,984.16
Employer Cost$1,753.16
Employee Cost$231.00
 
Employee and Family
Total Cost$3,417.16
Employer Cost$3,017.16
Employee Cost$400.00
Kaiser HMO*
Employee Only
Total Cost$835.18
Employer Cost$688.18
Employee Cost$147.00
 
Employee and Spouse
Total Cost$1,670.36
Employer Cost$1,265.36
Employee Cost$405.00
 
Employee and Child(ren)
Total Cost$1,837.40
Employer Cost$1,526.40
Employee Cost$311.00
 
Employee and Family
Total Cost$2,505.54
Employer Cost$1,962.54
Employee Cost$543.00

*Kaiser HMO is available in California, Colorado, Georgia, Maryland, Oregon, Virginia, Washington, and Washington, D.C.

Dental (Monthly)

  Total CostEmployer CostEmployee Cost
Cigna Base Plan   
 Employee Only$45.52$34.52$11.00
 Employee and Spouse$90.89$68.89$22.00
 Employee and Child(ren)$108.13$82.13$26.00
 Employee and Family$153.51$116.51$37.00
  Total CostEmployer CostEmployee Cost
Cigna Buy Up Plan   
 Employee Only$64.64$44.64$20.00
 Employee and Spouse$128.79$90.79$38.00
 Employee and Child(ren)$153.10$107.10$46.00
 Employee and Family$217.28$151.28$66.00
Cigna Base Plan
Employee Only
Total Cost$45.52
Employer Cost$34.52
Employee Cost$11.00
 
Employee and Spouse
Total Cost$90.89
Employer Cost$68.89
Employee Cost$22.00
 
Employee and Child(ren)
Total Cost$108.13
Employer Cost$82.13
Employee Cost$26.00
 
Employee and Family
Total Cost$153.51
Employer Cost$116.51
Employee Cost$37.00
 
Cigna Dental Buy-Up
Employee Only
Total Cost$64.64
Employer Cost$44.64
Employee Cost$20.00
 
Employee and Spouse
Total Cost$128.79
Employer Cost$90.79
Employee Cost$38.00
 
Employee and Child(ren)
Total Cost$153.10
Employer Cost$107.10
Employee Cost$46.00
 
Employee and Family
Total Cost$217.28
Employer Cost$151.28
Employee Cost$66.00
 

Vision (Monthly)

  Total CostEmployer CostEmployee Cost
VSP Vision PPO Rate   
 Employee Only$8.40$6.86$1.54
 Employee and Spouse$14.41$11.77$2.64
 Employee and Child(ren)$14.72$12.02$2.70
 Employee and Family$23.74$19.38$4.36
Employee Only
Total Cost$8.40
Employer Cost$6.86
Employer Cost$1.54
 
Employee and Spouse
Total Cost$14.41
Employer Cost$11.77
Employer Cost$2.64
 
Employee and Child(ren)
Total Cost$14.72
Employer Cost$12.02
Employer Cost$2.70
 
Employee and Family
Total Cost$23.74
Employer Cost$19.38
Employer Cost$4.36
 

Critical Illness — Low Plan $10,000 Coverage (Monthly)

Age BandEE onlyEE + SpouseEE + Child(ren)EE + Family
0-24$1.62$4.23$1.62$4.23
25-29$2.11$5.21$2.11$5.21
30-34$3.02$7.02$3.02$7.02
35-39$4.38$9.74$4.38$9.74
40-44$6.59$14.17$6.59$14.17
45-49$9.12$19.23$9.12$19.23
50-54$13.57$28.19$13.57$28.19
55-59$19.52$40.11$19.52$40.11
60-64$28.71$58.55$28.71$58.55
65-69$39.36$79.89$39.36$79.89
70-74$55.12$111.45$55.12$111.45
75+$55.12$138.40$55.12$138.40
Age Band0-24
EE only$1.62
EE + Spouse$4.23
EE + Child(ren)$1.62
EE + Family$4.23
Age Band25-29
EE only$2.11
EE + Spouse$5.21
EE + Child(ren)$2.11
EE + Family$5.21
Age Band30-34
EE only$3.02
EE + Spouse$7.02
EE + Child(ren)$3.02
EE + Family$7.02
Age Band35-39
EE only$4.38
EE + Spouse$9.74
EE + Child(ren)$4.38
EE + Family$9.74
Age Band40-44
EE only$6.59
EE + Spouse$14.17
EE + Child(ren)$6.59
EE + Family$14.17
Age Band45-49
EE only$9.12
EE + Spouse$19.23
EE + Child(ren)$9.12
EE + Family$19.23
Age Band50-54
EE only$13.57
EE + Spouse$28.19
EE + Child(ren)$13.57
EE + Family$28.19
Age Band55-59
EE only$19.52
EE + Spouse$40.11
EE + Child(ren)$19.52
EE + Family$40.11
Age Band60-64
EE only$28.71
EE + Spouse$58.55
EE + Child(ren)$28.71
EE + Family$58.55
Age Band65-69
EE only$39.36
EE + Spouse$79.89
EE + Child(ren)$39.36
EE + Family$79.89
Age Band70-74
EE only$55.12
EE + Spouse$111.45
EE + Child(ren)$55.12
EE + Family$111.45
Age Band75+
EE only$55.12
EE + Spouse$138.40
EE + Child(ren)$55.12
EE + Family$138.40

Critical Illness — Mid Plan $20,000 Coverage (Monthly)

Age BandEE onlyEE + SpouseEE + Child(ren)EE + Family
0-24$3.24$8.46$3.24$8.46
25-29$4.22$10.42$4.22$10.42
30-34$6.04$14.04$6.04$14.04
35-39$8.76$19.48$8.76$19.48
40-44$13.18$28.34$13.18$28.34
45-49$18.24$38.46$18.24$38.46
50-54$27.14$56.38$27.14$56.38
55-59$39.04$80.22$39.04$80.22
60-64$57.42$117.10$57.42$117.10
65-69$78.72$159.78$78.72$159.78
70-74$110.24$222.90$110.24$222.90
75+$110.24$276.80$110.24$276.80
Age Band0-24
EE only$3.24
EE + Spouse$8.46
EE + Child(ren)$3.24
EE + Family$8.46
Age Band25-29
EE only$4.22
EE + Spouse$10.42
EE + Child(ren)$4.22
EE + Family$10.42
Age Band30-34
EE only$6.04
EE + Spouse$14.04
EE + Child(ren)$6.04
EE + Family$14.04
Age Band35-39
EE only$8.76
EE + Spouse$19.48
EE + Child(ren)$8.76
EE + Family$19.48
Age Band40-44
EE only$13.18
EE + Spouse$28.34
EE + Child(ren)$13.18
EE + Family$28.34
Age Band45-49
EE only$18.24
EE + Spouse$38.46
EE + Child(ren)$18.24
EE + Family$38.46
Age Band50-54
EE only$27.14
EE + Spouse$56.38
EE + Child(ren)$27.14
EE + Family$56.38
Age Band55-59
EE only$39.04
EE + Spouse$80.22
EE + Child(ren)$39.04
EE + Family$80.22
Age Band60-64
EE only$57.42
EE + Spouse$117.10
EE + Child(ren)$57.42
EE + Family$117.10
Age Band65-69
EE only$78.72
EE + Spouse$159.78
EE + Child(ren)$78.72
EE + Family$159.78
Age Band70-74
EE only$110.24
EE + Spouse$222.90
EE + Child(ren)$110.24
EE + Family$222.90
Age Band75+
EE only$110.24
EE + Spouse$276.80
EE + Child(ren)$110.24
EE + Family$276.80

Critical Illness — High Plan $30,000 Coverage (Monthly)

Critical IllnessHigh Plan ($30,000 Coverage)
Age BandEE onlyEE + SpouseEE + ChildrenFamily
Critical Illness 0-24$4.86$12.69$4.86$12.69
Critical Illness 25-29$6.33$15.63$6.33$15.63
Critical Illness 30-34$9.06$21.06$9.06$21.06
Critical Illness 35-39$13.14$29.22$13.14$29.22
Critical Illness 40-44$19.77$42.51$19.77$42.51
Critical Illness 45-49$27.36$57.69$27.36$57.69
Critical Illness 50-54$40.71$84.57$40.71$84.57
Critical Illness 55-59$58.56$120.33$58.56$120.33
Critical Illness 60-64$86.13$175.65$86.13$175.65
Critical Illness 65-69$118.08$239.67$118.08$239.67
Critical Illness 70-74$165.36$334.35$165.36$334.35
Critical Illness 75+$165.36$415.20$165.36$415.20
Critical Illness0-24
High Plan ($30,000 Coverage)$4.86
High Plan ($30,000 Coverage)$12.69
High Plan ($30,000 Coverage)$4.86
High Plan ($30,000 Coverage)$12.69
Critical Illness25-29
High Plan ($30,000 Coverage)$6.33
High Plan ($30,000 Coverage)$15.63
High Plan ($30,000 Coverage)$6.33
High Plan ($30,000 Coverage)$15.63
Critical Illness30-34
High Plan ($30,000 Coverage)$9.06
High Plan ($30,000 Coverage)$21.06
High Plan ($30,000 Coverage)$9.06
High Plan ($30,000 Coverage)$21.06
Critical Illness35-39
High Plan ($30,000 Coverage)$13.14
High Plan ($30,000 Coverage)$29.22
High Plan ($30,000 Coverage)$13.14
High Plan ($30,000 Coverage)$29.22
Critical Illness40-44
High Plan ($30,000 Coverage)$19.77
High Plan ($30,000 Coverage)$42.51
High Plan ($30,000 Coverage)$19.77
High Plan ($30,000 Coverage)$42.51
Critical Illness45-49
High Plan ($30,000 Coverage)$27.36
High Plan ($30,000 Coverage)$57.69
High Plan ($30,000 Coverage)$27.36
High Plan ($30,000 Coverage)$57.69
Critical Illness50-54
High Plan ($30,000 Coverage)$40.71
High Plan ($30,000 Coverage)$84.57
High Plan ($30,000 Coverage)$40.71
High Plan ($30,000 Coverage)$84.57
Critical Illness55-59
High Plan ($30,000 Coverage)$58.56
High Plan ($30,000 Coverage)$120.33
High Plan ($30,000 Coverage)$58.56
High Plan ($30,000 Coverage)$120.33
Critical Illness60-64
High Plan ($30,000 Coverage)$86.13
High Plan ($30,000 Coverage)$175.65
High Plan ($30,000 Coverage)$86.13
High Plan ($30,000 Coverage)$175.65
Critical Illness65-69
High Plan ($30,000 Coverage)$118.08
High Plan ($30,000 Coverage)$239.67
High Plan ($30,000 Coverage)$118.08
High Plan ($30,000 Coverage)$239.67
Critical Illness70-74
High Plan ($30,000 Coverage)$165.36
High Plan ($30,000 Coverage)$334.35
High Plan ($30,000 Coverage)$165.36
High Plan ($30,000 Coverage)$334.35
Critical Illness75+
High Plan ($30,000 Coverage)$165.36
High Plan ($30,000 Coverage)$415.20
High Plan ($30,000 Coverage)$165.36
High Plan ($30,000 Coverage)$415.20

Accident Insurance (Monthly)

 Low PlanHigh Plan
EE only$3.99$5.83
EE + Spouse$7.98$11.66
EE + Child(ren)$8.38$12.35
EE + Family$12.36$18.08
EE only
Low Plan$3.99
High Plan$5.83
EE + Spouse
Low Plan$7.98
High Plan$11.66
EE + Child(ren)
Low Plan$8.38
High Plan$12.35
EE + Family
Low Plan$12.36
High Plan$18.08

Hospital Indemnity Insurance (Monthly)

Hospital IndemnityMonthly Cost
EE only$13.86
EE + Spouse$35.33
EE + Child(ren)$26.93
EE + Family$48.40
Hospital IndemnityEE only
Monthly Cost$13.86
Hospital IndemnityEE + Spouse
Monthly Cost$35.33
Hospital IndemnityEE + Child(ren)
Monthly Cost$26.93
Hospital IndemnityEE + Family
Monthly Cost$48.40

Cancer Advocate (Monthly)

Age BandNon-TobaccoTobacco
 Employee OnlyEmployee and SpouseEmployee OnlyEmployee and Spouse
18-25$26.00$52.00$46.54$92.82
26-30$27.30$54.08$48.62$96.46
31-35$30.16$59.54$53.56$106.34
36-40$33.54$66.56$60.06$119.08
41-45$39.78$78.26$70.98$139.62
46-50$45.50$88.92$80.08$157.30
51-55$55.38$107.38$98.28$191.62
56-60$65.52$127.14$117.00$227.24
61-65$80.60$153.66$142.22$272.74
66-70$92.30$174.46$159.90$304.72
71-75$100.36$189.02$182.00$342.16
76-80$123.24$224.90$216.58$397.02
81+$135.20$243.88$239.46$433.42
Age: 18 - 25
Non Tobacco
Employee Only$59.17
Employee and Spouse$52.00
Tobacco
Employee Only$46.54
Employee and Spouse$92.82
Age: 26 - 30
Non-Tobacco
Employee Only$27.30
Employee and Spouse$54.08
Tobacco
Employee Only$48.62
Employee and Spouse$96.46
Age: 31- 35
Non-Tobacco
Employee Only$30.16
Employee and Spouse$59.54
Tobacco
Employee Only$53.56
Employee and Spouse$106.34
Age: 36-40
Non-Tobacco
Employee Only$33.54
Employee and Spouse$66.56
Tobacco
Employee Only$60.06
Age: 41-45
Non-Tobacco
Employee Only$39.78
Employee and Spouse$78.26
Tobacco
Employee Only$70.98
Employee and Spouse$139.62
Age: 46-50
Non-Tobacco
Employee Only$45.50
Employee and Spouse$88.92
Tobacco
Employee Only$80.08
Employee and Spouse$157.30
Age: 51-55
Non-Tobacco
Employee Only$55.38
Employee and Spouse$107.38
Tobacco
Employee Only$98.28
Employee and Spouse$191.62
Age: 56-60
Non-Tobacco
Employee Only$65.52
Employee and Spouse$127.14
Tobacco
Employee Only$117.00
Employee and Spouse$227.24
Age: 61-65
Non-Tobacco
Employee Only$80.60
Employee and Spouse$153.66
Tobacco
Employee Only$142.22
Employee and Spouse$272.74
Age: 66-70
Non-Tobacco
Employee Only$92.30
Employee and Spouse$174.46
Tobacco
Employee Only$159.90
Employee and Spouse$304.72
Age: 71-51
Non-Tobacco
Employee Only$100.36
Employee and Spouse$189.02
Tobacco
Employee Only$182.00
Employee and Spouse$342.16
Age: 76-80
Non-Tobacco
Employee Only$123.24
Employee and Spouse$224.90
Tobacco
Employee Only$216.58
Employee and Spouse$397.02
Age: 81+
Non-Tobacco
Employee Only$135.20
Employee and Spouse$243.88
Tobacco
Employee Only$239.46
Employee and Spouse$433.42

Legal (Monthly)

Employee only

$19.50

Empoloyee and Spouse

$19.50

Employee only

$19.50

Empoloyee and Spouse

$19.50

Supplemental Life Insurance (Monthly)

Employee and Spouse
Age BandRate per $1,000 of Coverage
0-24$0.04
25-29$0.04
30-34$0.05
35-39$0.07
40-44$0.10
45-49$0.15
50-54$0.23
55-59$0.41
60-64$0.66
65-69$1.10
70-74$1.81
75+$2.06
Dependent Child
$0.17 per $1,000 of Coverage
Employee and Spouse0-24
Employee and Spouse$0.04
Employee and Spouse25-29
Employee and Spouse$0.04
Employee and Spouse30-34
Employee and Spouse$0.05
Employee and Spouse35-39
Employee and Spouse$0.07
Employee and Spouse40-44
Employee and Spouse$0.10
Employee and Spouse45-49
Employee and Spouse$0.15
Employee and Spouse50-54
Employee and Spouse$0.23
Employee and Spouse55-59
Employee and Spouse$0.41
Employee and Spouse60-64
Employee and Spouse$0.66
Employee and Spouse65-69
Employee and Spouse$1.10
Employee and Spouse70-74
Employee and Spouse$1.81
Employee and Spouse75+
Employee and Spouse$2.06
Dependent Child$0.17 per $1,000 of Coverage

Supplemental AD&D Insurance (Monthly)

Employee$0.03 per $1,000 of coverage
Spouse/Family: $0.04 per $1,000 of coverage

 

Employee$0.03 per $1,000 of coverage
Spouse/Family: $0.04 per $1,000 of coverage

* Total supplemental AD&D costs combined for employee, spouse, and/or child coverage as applicable.

Identity Theft (Monthly)

EE only$6.50
EE + Family$12.50
EE only
$6.50
EE + Family
$12.50

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