Eligibility
Review eligibility details for you and your dependents.
Review this page to find out what you need to know and what you need to do during Open Enrollment. Then enroll in your 2025 benefits November 4 – November 22, 2024.
What's Changing
View a summary of the key changes being made to our benefits program for 2025.
Decision Support
These tools and resources will help you make informed decisions about your benefits.
How to Enroll
Enrolling is easy! Find out how.
Benefit Options
Review the 2025 Benefits Guide to see the benefits available to you in 2025.
Eligibility: Who Can Enroll in Conga Benefits?
You’re eligible to enroll in Conga's benefits program if you’re an active, regular employee who’s scheduled to work 20 or more hours per week. You may also cover your eligible dependents under Conga's medical, dental, vision, and life benefits.
Your Eligible Dependents Include:
- Legal spouse or domestic partner
- Your dependent children (including your stepchild and legally adopted child) up to age 26
- Any dependent child who reaches the age limit and is incapable of self-support because of a mental or physical disability
What Is a Domestic Partner?
Domestic Partner Eligibility
- You are a registered domestic partner
OR
- You maintain the same principal place of residence and intend to do so in the future
- You agree to be responsible for each other’s basic living expenses in the event that either of you is unable to provide such expenses for himself or herself
- You are both 18 or older
- Neither of you are married
- You are not related by blood to such a degree that you would be prevented from marrying in the state in which you reside
- Neither of you has maintained coverage for another domestic partner under any health plan within the last six months (this excludes any domestic partner that has died within the last six months)
- You agree to notify Conga immediately upon your failure to satisfy any of the criteria of domestic partnership
Every year, we take a close look at our benefits program and consider changes that could better support your unique lifestyle, while also meeting our mission, vision, and fiscal responsibility objectives. Here are the highlights for this Open Enrollment.
2025 Open Enrollment Changes:
| Benefit | What's Changing in 2025 |
|---|---|
| Cost Sharing | See the 2025 costs for coverage for details. |
| Cigna Medical | Conga’s medical plans with Cigna are not changing for 2025. 2025 Benefits Guide coming soon! View your 2025 benefit summary documents: |
| Kaiser Medical |
Kaiser California plan changes Conga's coverage with Kaiser is not changing for 2025. Kaiser Colorado plan changes Conga's coverage with Kaiser is not changing for 2025. View your 2025 benefit summary documents: |
| Cigna Dental | Cigna will continue to be your dental provider. View your 2025 benefit summary documents: |
| Vision | Good news! Vision is not changing and is staying with VSP. View your 2025 VSP Member Benefit Summary. |
| Basic Term Life/AD&D and Supplemental Life/AD&D Insurance | There are no changes to our Life/AD&D plan. You may also choose to enroll in a flat $50,000 Life/AD&D plan instead. |
| Disability Insurance and Long-Term Care | There are no changes to our Disability Insurance and Long-Term Care. |
| Supplemental Medical Benefits | In 2025 our Supplemental Accidental and Critical Illness plans, as well as a new Hospital Indemnity plan, will be provided by Cigna. This benefit is available to all benefits-eligible employees. However, those covered under the Cigna medical plan and the supplemental plans will have automatic claim detection. This means that if you incur a medical claim that qualifies for a payment through your supplemental coverage, Cigna will automatically process the claim for your supplemental plan for you. |
| Health Savings Account (HSA) | The 2025 HSA contribution limits will increase to $4,300 for you-only coverage and $8,550 if you cover dependents. Learn more about the HSA by reviewing these frequently asked questions or the IRS Publication 696. |
| Health Care Flexible Spending Account (FSA) | The 2025 contribution limit for the Health Care FSA is $3,300. |
| Commuter Benefits | The 2025 contribution limit for Commuter Benefits is $325. |
Here’s to Your Health – Your Wellness Coach App
Wellness Coach is an all-encompassing digital wellness platform that provides real coaching and tools for your mental, physical, social, and financial wellbeing. Talk to one of the 50+ Wellness Coaches or choose from 3,000+ on-demand classes for fitness, nutrition, parenting and family life, financial wellbeing, and guided meditations for stress and sleep. Download the mobile app or start using the app on TEAMS with your Conga email.
If You Don't Enroll
Your current benefit elections will continue next year, with the exception of Flexible Spending Account (FSA) and Health Savings Account (HSA) contributions.
You MUST take action if you want to contribute to an FSA or HSA in 2025.
Choosing the right plans is important for both your health and your financial wellbeing. You can find everything you need to know about choosing your benefits for the new year right here. If you need additional support, the resources below will help you understand your options and select the ones that provide the right coverage and value for you and your family.
- 2025 Benefits Guide (coming soon!) — Find everything you need to know about choosing your benefits for the new year, including costs for coverage.
- Open Enrollment Webinar – Date is to be confirmed. Also, remember to review the communications sent by the Benefits Team for additional resources/informational sessions about your 2025 benefits.
- PLANselect Benefits Decision Support Tool – Get help with comparing the best value health plan option given your expected medical needs.
- Rightway — If you are unsure of which plan to choose and have questions regarding coverage, Rightway is an excellent resource. They help you understand your Conga benefits so you can make the best plan decisions for you and your family during Open Enrollment. Download the Rightway app in the Apple App Store or Google Play Store.
- Money-Saving Tips — Get the most from your medical benefits by following these tips and reviewing your 2025 costs for coverage.
Use this checklist to make the most of your Open Enrollment opportunity:
- Learn about your benefit options, paying special attention to the changes coming next year.
- Think about your coverage needs, including how much health care you anticipate needing and whether your current life insurance provides enough protection.
- Make sure your dependent information is correct and all your dependents are still eligible.
- Update your FSA enrollment and/or HSA Contribution amount — they don’t carry over to the next year.
- Review your beneficiaries for life insurance and your retirement benefit. It’s always good idea to review your beneficiary information (especially if your personal circumstances have changed) and make updates as needed.
- Complete your benefits enrollment in Workday by November 22, 2024.
TIP: Think About the Whole Cost
When choosing a medical plan, it’s important to think about the whole cost of coverage — the amount you’ll spend out of your paycheck, as well as out of your pocket (copays, deductibles, and coinsurance) costs. You may want to discuss your benefits with a spouse, parent, or child to choose the right benefits for you and your family.
TIP: Review Your Benefits Even If You’re Not Making Changes
Even if you don’t plan to make any changes during Open Enrollment, it’s always a good idea to double-check your elections now to ensure that your current coverage still fits the needs of you and your family. Your next opportunity to change your coverage will be in the fall of 2025 for a January 1, 2026 effective date or if you have a qualifying life event.
After reviewing your benefit options, make your enrollment selections during Open Enrollment.
Enrolling is Easy!
Visit the Workday website — Enroll online at your convenience, any time of day or night. The Workday site will guide you through the benefits enrollment process. You can also refer to the Workday Enrollment Guide for step-by-step instructions.
Log in
On the Workday homepage, you will see a task waiting for you in your inbox, which is located in the upper right hand corner. One of the tasks waiting for you is "Open Enrollment Change." When you click this task, follow the on-screen instructions to make your benefit elections. You can also have the Workday Enrollment Guide handy to guide you through the steps.
Consider Updating Your Deferral in Your 401(k) Plan
Please note that you will not make changes to your 401(k) through the Workday platform. To update your deferral percentage, register or login with Fidelity at netbenefits.com. You can enroll in the 401(k) program at any time.
Important Reminders!
- Be sure to provide the necessary dependent information to enroll eligible family members.
- Make sure you’ve provided beneficiary information for your life insurance.
- Make sure you’ve provided beneficiary information for your 401(k) in your account with Fidelity. While you are not required to enroll during Open Enrollment, it is still a great way to support your financial wellbeing now and in the future.
- Have a fur baby? Enrollment for pet insurance with Pets Best does not require an annual election. You can enroll anytime during the year at Pets Best and enter the Conga discount code, CONGAPET.
- Thinking about starting a family or need extra support? Carrot’s inclusive fertility and family-forming benefits program is designed to support every unique parenthood journey, and you can enroll anytime during the year.
Please note: After Open Enrollment ends, you cannot change your benefit elections unless you experience a qualifying life event, such as getting married, having a baby or adopting a child.